Insurer denied coverage under a claims made policy. On motion for summary judgment, the Court ruled for the insurer, finding that the two policies in issue were clearly written. The first policy did not apply because, although the incident occurred during the policy period, it was not reported during the policy period. The second policy did not apply because, although the incident was reported during the policy period, it did not occur during it. Each policy expressly required both that the incident occur and that it be reported while the policy was in force.