David E. Hultstrom, President of Financial Architects, recently explained why past-performance is not a great way to evaluate financial advisors. Essentially, no one has a working crystal ball. Hultstrom wrote the following in the May, 2023 edition of Financial Foundations. Why would I leave out past performance in selecting an advisor, or current performance for […]
On April 25, 2023, the VA issued the following announcement: The Caregiver Support Program (CSP) is introducing a new nationwide service offering comprehensive legal and financial planning services to Primary Family Caregivers enrolled in the Program of Comprehensive Assistance for Family Caregivers (PCAFC). A network of licensed attorneys and certified financial counselors are readily accessible […]
On April 18, 2023, the Biden Whitehouse issued an Executive Order on Increasing Access to High-Quality Care and Supporting Caregivers. The EO directs actions to improve job quality for the professionals who provide the critical services that make community living possible for millions of people. It includes actions to improve support for the 53 million […]
On April 5, 2023, the VA posted (presumably to remind everyone) regarding its comprensive assistance for family caregivers. The VA said “Support for caregivers means making sure you’re informed about the programs, resources, and services available to you. The Caregiver Support Program (CSP) provides clinical services to caregivers of Veterans who are enrolled in the […]
In Knick v. Township of Scott, Mary Knick owned 90 acres of land in Scott Township, Pennsylvania. She lived in a family home on the property and used the rest of the property as grazing land for her horses and farm animals. There was a small graveyard on the property where her ancestors were allegedly […]
Other than using extreme diligence, there is no way to completely avoid identity theft. However, freezing your credit is a very good way to minimize it. To do this, you need to call or access online at least one of the major credit reporting agencies. A security freeze blocks most companies from accessing your credit […]
Public Chapter 548 (2018), codified in Tenn. Code Ann. § 71-2-115, required the development of a resource map of all services and programs affecting older Tennesseans. The report is intended to better inform the Governor and members of the General Assembly in making policy decisions that affect the State’s elder population. P.C. 548 requires the […]
On February 13, 2023, Georgia Attorney General Carr warned Georgians to avoid romance scams this Valentine’s season. Carr’s press release stated: “Unfortunately, con artists will prey on people’s most vulnerable emotions by taking advantage of those who turn to online platforms in an attempt to foster new connections,” said Carr. “On Valentine’s Day and all […]
At this point, there are many companies and services out there claiming to provide care and care planning. So what’s that all about, and what’s the difference between care and care planning? Essentially, care is a service where someone comes to your home, or another place where you need help, and provides care. Usually a […]
Many years ago, I helped found an organization called the Life Care Planning Law Firms Association. Since then many companies have tried to mimic what law firms do, often with disastrous consequences. Recently, we ran across a website that appears to be different and might actually be helpful. It’s called CareTree.me. This website says it […]
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